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Honest Figures

Everyday money

Tip Calculator

Built and maintained by Chandranshu Kumar · Figures from the IRS, SSA, BLS and Freddie Mac

On a $68.40 bill, a 20% tip is $13.68, which makes the total $82.08. Split two ways, that is $41.04 each. Set the bill, the tip and the number of people below. No fuss, just the math.
Tip & Split
$41.04
each, tip included
2
Tip (20%)$13.68
Total with tip$82.08
Each person pays$41.04

A quick note on tipping

In the US, table service usually gets 15% to 20%, and 20% is a safe default for a good meal out. Counter service and takeout are more of a judgment call, and rounding up is perfectly normal there. Whatever you choose, this tool just runs the numbers so nobody at the table has to do mental arithmetic after dinner.

Tip is calculated on the amount you enter, so tip before or after tax as you prefer.

How the tip and split are worked out

The tip is the bill multiplied by the tip percent. On a $68.40 bill at 20%, that is $13.68. Adding the tip to the bill gives the total, $82.08.

The split divides that total by the number of people at the table. Two ways, the $82.08 total comes to $41.04 each. Change the bill, the tip percent or the headcount above and each line recomputes. The tip always applies to the amount you enter, so tipping before or after tax is your choice.

Common questions

How much should I tip?

For table service, 15% to 20% is the norm, with 20% common for good service. Counter service and takeout are up to you.

Before or after tax?

Either works and the gap is tiny. This tool tips on whatever number you enter.

How do I split a bill evenly with the tip included?

Add the tip to the bill first, then divide by the number of people. On the $82.08 total split two ways that is $41.04 each, which is what the result shows.

Is a service charge the same as a tip?

No. A service charge is added by the restaurant and already appears on the bill, while a tip is what you choose to add on top. If a charge is listed, many people tip less or nothing further. Enter the amount you want to tip on and the math follows.